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Q:  Should I give a recorded statement to the other driver’s insurance company after an Orlando car accident?

Without a doubt, this is one of the most common questions we hear at Francis Law Group, and our answer is always the same:

We feel that it is never in your best interests to give a recorded statement to an insurance company without a lawyer present.  In fact, it’s one of the easiest ways to ruin your potential injury claim.

The reason why is that the folks who work for the insurance company are trained professionals, and they are very good at what they do. Their main objective is to pay out as little money as possible for injury claims (or deny them altogether) in order to help increase profits for the insurance company. That’s really it.  They are not out to help you and they are not on your side.

Insurance company representatives are hoping that you slip up during a recorded conversation and admit that you were partially at fault for the accident or that your injuries really aren’t too bad.  Mistakes such as those give insurance companies exactly what they need to attack your claim and diminish its legitimacy.  

Sadly, we’ve seen countless Florida accident victims have their injury claims denied because of recorded statements that were taken before the injured person had a chance to speak with or retain a lawyer.

If you or a loved one has been injured in an accident and receive a phone call within a few days from the other driver’s insurance company asking you to give a recorded statement, politely decline and say that you’ll have your attorney get in touch with them.

Then, pick up the phone and call us at 407-363-9939 to schedule a free, no-obligation consultation.  We’ll make sure that your rights are protected. 


Q: What is Personal Injury?

This is one question I get all the time. Personal injury (usually to your body) is a physical or mental injury to a person that happens because of another person's negligence or a harmful act. This is NOT criminal law; it's called civil law.
Personal injury may happen after some of the following examples:

  • Car Accidents/Drunk Driving
  • Vehicular accidents involving trucks, boats, bicycles, plans, motorcycles and trains
  • Construction/Jobsite Accidents
  • Slip and Fall Accidents/Premise Liability
  • Spinal Cord Injury
  • Traumatic Brain Injury
  • Wrongful Death

Q:  Will I get damages from my personal injury claim?

You're entitled to recover damages for all losses and expenses as the result of an accident. Depending upon the circumstances, damages may include recovery for:

  • Medical bills
  • Lost income, including overtime wages
  • Pain & Suffering
  • Physical Disability
  • Disfigurement
  • Emotional Trauma
  • Mental Disability
  • Property Damage

 Q:  What is Comparative Negligence?

This is when damages awarded for negligence may be reduced if there was some type of contributory/comparative negligence. There are some circumstances where people doing something one "assumes" carries a risk, the case may be dropped or the award reduced. 
Comparative negligence works on a percentage basis to assign a degree of fault for the injuries sustained. The awards are usually adjusted according to the percentage of fault assessed to each party.


Q:  How do I prove negligence? 

You only need to prove that a majority of the evidence shows that an injury was caused by another person’s negligent actions. This is called “the preponderance of the evidence.”


Q:  What is premises liability?

This means accidents that happen due to negligent maintenance, or unsafe conditions on the property owned by someone other than the person injured. You must show how long the defect was there, how noticeable it was, and how much notice the owners had about the dangerous condition before the accident.


 Q:  What do I do if I've been injured in a slip fall accident?

The owner, company or person who has the premises where the accident happened must inspect the area to find any dangerous conditions and warn people of any dangers. If the owner is negligent you may recover damages for your injuries, including loss of income, medical expenses, pain and suffering, etc


 Q:  What do I do if I've been injured in a slip fall accident?

The owner, company or person who has the premises where the accident happened must inspect the area to find any dangerous conditions and warn people of any dangers. If the owner is negligent you may recover damages for your injuries, including loss of income, medical expenses, pain and suffering, etc


Q:  How long will it take to settle my claim?

The length of time depends on the circumstances of your case. If your case is complex it may take longer to settle. Generally speaking it may take anywhere from 3 to 18 months.


Q: What is Wrongful Death? 

Wrongful death is caused by the negligent, willful, or wrongful act, neglect, omission, or default of another, such as careless driving or a deliberate murder.
People who depended on the deceased for financial or emotional support may be entitled to compensation for the wrongful death.